Small Group Health Plans

We love small businesses — and we know the challenges you face. We offer a great selection of solutions to keep your employees, and bottom line, healthy.

Drawing of black man talking to bearded man and woman in wheelchair at table shows choices available with Highmark health


If choice is your top priority, then a PPO features our largest selection of providers. Participating in Bluecard means members have coverage across the country.
Drawing of woman sitting next to a plant while painting an easel demonstrates the Highmark ACA low-cost options in Northeastern PA.

Custom PPO

A lower-cost ACA option that provides extended in-network coverage in your 13-county service area and even a little beyond. With BlueCard, out-of-network providers can still be used, but usually at an additional out-of-pocket cost. And, both non-qualified high deductible and qualified high deductible plans are available.
Drawing of a woman sitting at a table and eating cake to show Highmark health top quality care is available at a savings in Northeastern PA.

Lehigh Valley Flex Blue

Can you have your cake and eat it too? We think so. Lehigh Valley Flex Blue's innovative two-tier network gives your employees access to top-quality care while your company sees significant savings over broad network PPO plans.
Drawing of a man and a woman on a bench outside next to a tree illustrates Highmark health insurance ACA options in Northeastern PA.


Another three-tiered ACA plan, AffordaBlue provides lower-cost coverage and high-quality care across all of Northeastern Pennsylvania. Members save more when they stay in network but with BlueCard, they still have access to care across the entire country.
Drawing of a person adding a coin into a piggy bank to show how Highmark health insurance in Northeastern PA offers balanced funding to employers.

Balanced Funding

This self-funded plan gives businesses of 15 employees or more extra flexibility by combining claims costs, administration fees, and stop loss insurance premiums into one single fixed monthly payment.1

Head-to-toe coverage

We have more great plans to help keep your team happy and healthy.

  • Dental Plans

    A good dental plan has a positive impact on your team’s whole health. Ours come at a price that will leave you smiling.

  • Blue Edge Vision

    Plans come with a national network that includes independent and retail stores, member discounts and exclusive offers.

Health Plan Features

Highmark health plans come with a bunch of great tools and resources that you can count on.

  • Drawing of pink water bottle and hand weight illustrates member access to Highmark health and wellness options


    All our members have access to an exclusive selection of health and wellness programs.

  • Drawing of blue mobile phone represents how easy it is to find Highmark health doctors and Highmark blue shield plan details

    The Highmark Plan App

    Get important plan information, find doctors, and more - it’s all at your fingertips. Download from the Apple App Store or Google Play.

  • Drawing of pink USA map with stethoscope illustrates member access to vast Highmark blue shield doctor and hospital networks

    Nationwide Coverage

    Highmark members have access to the largest physician and hospital networks in the U.S. with over 1.7 million providers, including 95% of all hospitals.2

  • Drawing of blue couch and chair, pink plant, teddy bear, tissues shows ease of Highmark insurance virtual behavioral health

    Behavioral Health Resources

    Access these virtual resources using your mobile device or computer – from home or wherever you are.

Find a plan that fits your business needs

Talk to your client manager today and we'll help you find the right health plan for your company.

Customer rate justification documents

1 Stop loss insurance is provided by a separate company, HM Life Insurance Company, that does not provide Blue Cross and/or Blue Shield products or services.

2 According to the Blue Cross Blue Shield Association.