This Small Group ACA plan helps businesses save money by offering no out-of-network coverage, except for emergencies. However, Bluecard participation does give members access to to the largest physician and hospital networks in the U.S. with over 1.7 million providers, including 95% of all hospitals*
*According to the Blue Cross Blue Shield Association
This self-funded plan gives businesses of 15 employees or more extra flexibility by combining claims costs, administration fees, and stop loss insurance premiums into one single fixed monthly payment.*
* Stop loss insurance is provided by a separate company, HM Life Insurance Company, that does not provide Blue Cross and/or Blue Shield products or services.
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Highmark members have access to the largest physician and hospital networks in the U.S. with over 1.7 million providers, including 95% of all hospitals*
* According to the Blue Cross Blue Shield Association.
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Highmark Blue Cross Blue Shield serves the 29 counties of western Pennsylvania and 13 counties of northeastern Pennsylvania. Highmark Blue Shield serves the 21 counties of central Pennsylvania and also provides services in conjunction with a separate health plan in southeastern Pennsylvania. Highmark Blue Cross Blue Shield West Virginia serves the state of West Virginia plus Washington County. Highmark Blue Cross Blue Shield Delaware serves the state of Delaware. Highmark Blue Cross Blue Shield of Western New York serves eight counties in Western New York and Highmark Blue Shield of Northeastern New York serves 13 counties in Northeastern New York. Each of these companies is an independent licensee of the Blue Cross Blue Shield Association. Blue Cross, Blue Shield and the Blue Cross and Blue Shield symbols are registered marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.
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