A Medicare advisor makes it easy to find the right plan

Retirment-age woman holding a dog and smiling while on the phone with a Medicare advisor.

Choosing a Medicare plan is a big life step — but it doesn’t have to be stressful. Rather than navigating enrollment alone, consider getting help from an expert. A Medicare advisor can walk you through your options and help you choose the right plan.

Keep in mind, timing is key when enrolling in Medicare. The best time to connect with a Medicare advisor is six to nine months before eligibility begins. That way, you don’t risk any penalties or gaps in your health care coverage.

Here’s what a Medicare advisor can do for you:

Navigate the different types of Medicare.

The Centers for Medicare and Medicaid Services (CMS) requires that you have Part A and Part B — also called Original Medicare — before enrolling in any Medicare supplement plans. A Medicare advisor can make sure your Original Medicare coverage is accurate to avoid any delay in the application process.

Recommend a plan that fits your life and budget.

Cost is important when looking for a Medicare plan. Ideally, you want coverage that gives you great benefits for an affordable premium. An advisor can help you find a plan that costs less, but still includes benefits like dental, vision, hearing, and more. Plus, an advisor can see if you qualify for financial assistance to help pay for your Medicare premiums, deductibles, copays, and prescriptions.

Check for your current doctors and prescriptions.

An advisor will look at your current provider network, the hospitals and doctors’ offices you visit, your prescriptions, and any chronic conditions you have. With this info, they can help you choose a plan that covers your medication and lets you keep the same doctors — and they’ll lay out costs for you before you enroll.

Help you fill out forms.

There’s a lot of paperwork to keep track of during enrollment. An advisor can walk you through these documents and help you fill everything out correctly. You’ll save time and energy — and have peace of mind knowing you’re submitting the right forms.

Guide you through enrollment.

Having step-by-step guidance is key to choosing a Medicare plan — especially because enrollment involves several important deadlines. An advisor will keep you on track by helping you prepare for each step in the process, so you can be confident you’re completing everything on time. In the unlikely event that there’s a hang-up with enrollment, a Medicare advisor can step in and correct the issue. Also, if there’s a benefit change — or a change in your health status — an advisor can answer your questions and address your concerns.

Provide expert support and certified knowledge.

Besides the in-depth understanding of Medicare that comes with experience, all insurance advisors and independent brokers selling Medicare products are required by CMS to be trained and tested annually. This is key, because decisions about Medicare coverage often need to be made every year. Regular training keeps advisors up to date on Medicare rules and regulations, as well as plan details and changes. More than anything, it protects you by making sure you get accurate information — which can save you hours of internet research.

A Personal Medicare Advisor can do all that — and more.

Our Personal Medicare Advisors are local, seasoned pros who are here to support you right in your neighborhood. They can review your current coverage and suggest a plan with similar benefits, cost-saving perks, and access to the same providers. Plus, they’ll introduce you to all the exciting new benefits that come with a Medicare plan. Working with a Personal Medicare Advisor is free and easy.

Let Highmark help with finding your Medicare plan

Schedule a personal consultation with a Highmark Medicare advisor or call 866-320-8359 , 7 days a week, 8 a.m. - 8 p.m. (ET), (TTY users call 711)

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Highmark Choice Company, Highmark Senior Health Company, and Highmark Senior Solutions Company are Medicare Advantage plans with a Medicare contract. HM Health Insurance Company is a PDP plan with a Medicare contract. Enrollment in Highmark Choice Company, Highmark Senior Health Company, Highmark Senior Solutions Company, and HM Health Insurance Company depends on contract renewal.

Health benefits or health benefit administration may be provided by or through Highmark Blue Cross Blue Shield, Highmark Choice Company, Highmark Senior Health  Company, Highmark Senior Solutions Company, or Highmark Health Insurance Company, all of which are independent licensees of the Blue Cross Blue Shield Association.  All references to “Highmark” in this document are references to the Highmark company that is providing the member’s health benefits or health benefit administration.