A Commuter Benefits Account may be offered through your employer. They help you budget for and save money on your work-related travel expenses.
Make Your Daily Commute a Little Easier
Bus fare, subway tokens, parking permits — a Commuter Benefits Account reduces the cost of getting to and from work by letting you pay for some of those expenses with pre-tax dollars.
Enjoy the Ride
This account can make your ride to work a little easier by:
Reducing your taxable income.
Saving you money on transit and parking expenses.
Giving you convenient access to your funds.
How It Works
A commuter account gives you the flexibility to use pre-tax funds in a smart way. You can decide how much money to contribute for the year when you enroll. This money is deducted evenly from pre-tax payroll deductions and placed into your account. The IRS does set a maximum contribution, however.
How Commuter Accounts Work
Your monthly balance will carry over into the next month, allowing you to make adjustments as needed. You can use this money for qualifying expenses to and from work.
Pay for transit passes, tokens, fair cards, and other ways to use mass transit.
Pay for your work-related parking expenses, including meters, garages and lots.
If a vehicle meets certain criteria, then your account may cover some of these expenses.
Commuter Benefit Contribution Limits
Amount Per Month
2022 Maximum Commuter Benefits Contribution
$280 per month
Ask your employer about enrolling in a Commuter Benefits Account today
No matter how you get to and from work, a commuter benefits account is a simple, smart way to budget and manage your travel expenses. It gives you the flexibility to reduce your out-of-pocket costs on the train, bus, van-pooling, and even parking.
Highmark Blue Cross Blue Shield serves the 29 counties of western Pennsylvania and 13 counties of northeastern Pennsylvania. Highmark Blue Shield serves the 21 counties of central Pennsylvania and also provides services in conjunction with a separate health plan in southeastern Pennsylvania. Highmark Blue Cross Blue Shield West Virginia serves the state of West Virginia plus Washington County. Highmark Blue Cross Blue Shield Delaware serves the state of Delaware. Highmark Western and Northeastern New York Inc., serves eight counties in Western New York under the trade name Highmark Blue Cross Blue Shield of Western New York and serves 13 counties in Northeastern New York under the trade name Highmark Blue Shield of Northeastern New York. Each of these companies is an independent licensee of the Blue Cross Blue Shield Association. Blue Cross, Blue Shield and the Blue Cross and Blue Shield symbols are registered marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield companies. All references to “Highmark” in this document are references to the Highmark company that is providing the member’s health benefits or health benefit administration.
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