What is CHIP?

The Children's Health Insurance Program (CHIP), brought to you by Highmark, provides free or low-cost comprehensive health coverage to children under 18, so they can get the care they need. Enrollment is not limited by household income; however, income does determine your out-of-pocket costs. You don't need to fill out any medical questionnaires to enroll.

A history with Highmark

Highmark helped set up the original CHIP program in Pennsylvania, which was signed into law in 1992. The first child was enrolled in May of 1993. Since then, the PA CHIP program has become the model for every other CHIP program across the country. You can rest assured that Highmark will support your child’s health care needs with CHIP.

What's covered?

CHIP covers the following health services and many more:
Primary and Specialist Care
  • Doctor visits
  • Telehealth
  • Urgent care
Preventive Care and Immunizations
  • Annual physical and wellness exams
  • Lead blood screening
  • Diabetes screening
  • Childhood immunizations and annual flu shot
  • Inpatient hospital stays
  • Outpatient surgery
  • Emergency care
Lab and Diagnostic
  • Blood tests
  • X-rays
  • Advanced imaging like CT and MRI
Drug and Pharmacy
  • Prescriptions and refills
  • Asthma and diabetes medications
  • Behavioral health medications
Dental, Vision, and Hearing
  • Dental exams, sealants, and fillings
  • Eye exams and glasses
  • Hearing tests
Behavioral Health
  • Mental health visits and counseling
  • Substance use disorder programs and rehabilitation
Rehabilitation Therapies
  • Physical therapy
  • Occupational therapy
  • Speech-language therapy
See the CHIP Member Handbook for a full list of benefits