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Small Group Health Plans

We love small businesses — and we know the challenges you face. We offer a great selection of solutions to keep your employees, and bottom line, healthy.

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PPO

If choice is your top priority, then a PPO features our largest selection of providers. Participating in Bluecard means members have coverage across the country.
Drawing of a person adding a coin into a piggy bank to show how Highmark health insurance in Delaware offers balanced funding to employers.

Balanced Funding

This self-funded plan gives businesses of 15 employees or more extra flexibility by combining claims costs, administration fees, and stop loss insurance premiums into one single fixed monthly payment.1
Drawing of woman viewing open laptop used to show Highmark ACA plans broad Delaware coverage for employer customers.

EPO

This Small Group ACA plan helps businesses save money by offering no out-of-network coverage, except for emergencies. However, Bluecard participation does give members access to to the largest physician and hospital networks in the U.S. with over 1.7 million providers, including 95% of all hospitals2

Head-to-toe coverage

We have more great plans to help keep your team happy and healthy.

  • Dental Plans


    A good dental plan has a positive impact on your team’s whole health. Ours come at a price that will leave you smiling.

  • Blue Edge Vision


    Plans come with a national network that includes independent and retail stores, member discounts and exclusive offers.

Health Plan Features

Highmark health plans come with a bunch of great tools and resources that you can count on.

  • Drawing of pink water bottle and hand weight illustrates member access to Highmark health and wellness options

    Well360


    All our members have access to an exclusive selection of health and wellness programs.

  • Drawing of blue mobile phone represents how easy it is to find Highmark health doctors and Highmark blue shield plan details

    The Highmark Plan App


    Get important plan information, find doctors, and more - it’s all at your fingertips. Download from the Apple App Store or Google Play.

  • Drawing of pink USA map with stethoscope illustrates member access to vast Highmark blue shield doctor and hospital networks

    Nationwide Coverage


    Highmark members have access to the largest physician and hospital networks in the U.S. with over 1.7 million providers, including 95% of all hospitals.2

  • Drawing of blue couch and chair, pink plant, teddy bear, tissues shows ease of Highmark insurance virtual behavioral health

    Behavioral Health Resources


    Access these virtual resources using your mobile device or computer – from home or wherever you are.

Find a plan that fits your business needs

Talk to your client manager today and we'll help you find the right health plan for your company.

Customer rate justification documents

1 Stop loss insurance is provided by a separate company, HM Life Insurance Company, that does not provide Blue Cross and/or Blue Shield products or services.

2 According to the Blue Cross Blue Shield Association.