Medicare D-SNP frequently asked questions

A dual eligible special needs plan, or D-SNP, is a unique type of Medicare Advantage plan. It includes Medicare Part A and Part B benefits, as well as drug or pharmacy benefits. 

For 2026, Highmark Health Options offers two different D-SNPs in Delaware, Highmark Health Options Duals and Highmark Health Options Duals Select. Each has their own set of criteria you’ll need to meet before applying. 

Highmark Health Options Duals 

To qualify, you’ll need to:

• Live in the state of Delaware 
• Be eligible for Medicare Part A and Medicare Part B
• Be eligible for full Medicaid benefits

Highmark Health Options Duals Select

To qualify, you’ll need to:

• Live in the state of Delaware
• Be eligible for both Medicare Part A and Medicare Part B
• Be eligible for certain Medicare Savings Programs (MSP)

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For 2026, Highmark Health Options offers two D-SNPs, Highmark Health Options Duals and Highmark Options Duals Select. Our D-SNPs have different levels of coverage and benefits, including extra benefits that can help your overall health, not just your medical needs. Examples include: 

• Medicare Part A and Part B 
• Dental and vision benefits
• Prescription drug benefits 
• More 

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For 2026, our two D-SNPs are Highmark Health Options Duals and Highmark Health Options Duals Select. In addition to covering Medicare Part A and Medicare Part B, Highmark Health Options offers extra benefits to help your overall well-being. Examples include:

• Allowances to pay for over-the-counter items and home/bath safety products
• 24-Hour Nurseline 
• Healthy transitions meal delivery
• Hearing exams
• Fitness program membership
• More

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